Bonus & RSU Take-Home Calculator (Ireland)
How much of a bonus or vesting RSU do you actually keep? Enter your base salary and the bonus to see the cash in hand after income tax, USC and PRSI at your marginal rate — and the share you keep. 2026 and Budget 2027 rates.
Tax year
You keep from the bonus
€2,639
53% of €5,000 · tax, USC & PRSI take €2,361
- Net on base only
- €39,648
- Net on base + bonus
- €42,287
- Extra in hand
- €2,639
A bonus or vesting RSU is taxed as income on top of your salary, so most of it is usually hit at the 40% income-tax rate plus USC and PRSI — which is why the share you keep is lower than on your base pay. Estimate at 2026 rates; share awards may also involve RTSO/CGT timing. Not tax advice — check revenue.ie.
Frequently asked questions
- How much tax do I pay on a bonus in Ireland?
- A bonus is taxed as ordinary income on top of your salary, so most people pay income tax at 40%, USC (typically 8% at that level) and PRSI (about 4.35%) on it — roughly 52% — meaning you keep around 48% of a bonus once you are over the standard-rate cut-off. Lower earners keep more.
- How are RSUs taxed in Ireland?
- When RSUs vest, their market value is treated as pay and taxed through payroll at your marginal rate (income tax, USC and PRSI), the same as a cash bonus. Any gain after vesting is then subject to Capital Gains Tax when you sell. This tool estimates the income-tax hit at vesting.
- Why do I keep so little of my bonus?
- Because a bonus stacks on top of your salary, it is taxed at your highest (marginal) rate rather than your average rate. If your salary already uses up the 20% band, every euro of bonus is taxed at 40% plus USC and PRSI.
See also the take-home pay calculator and all calculators.