Take-Home Pay Calculator (Ireland)
Enter a gross salary to see your estimated net pay after income tax, USC and PRSI — with an option for the public-service pension and ASC. Instant, and it updates as you type.
€
Estimated take-home
€3,088 /month
€37,059 a year · €713 a week
- Gross
- €45,000
- − Income tax (PAYE)
- −€5,200
- − USC
- −€896
- − PRSI
- −€1,845
- Net
- €37,059
- Effective deduction rate
- 17.6%
Estimate for a single PAYE employee at 2025 rates — income tax, USC and PRSI only (marriage, rent/medical and other credits not included). Not tax advice; check revenue.ie for your exact figures.
Take-home by HSE grade
Jump to a grade’s pay scale and vacancies.
Frequently asked questions
- How much of my salary do I take home in Ireland?
- On a €45,000 salary a single PAYE employee keeps about €37,000 a year (≈€3,090 a month) after income tax, USC and PRSI — an effective deduction rate near 18%. Use the calculator above for your exact figure.
- What is deducted from my pay?
- Three statutory deductions: income tax (PAYE) at 20% up to the standard-rate cut-off and 40% above, reduced by your tax credits; USC on a banded scale; and PRSI at 4.1%. Public-service staff also pay a pension contribution and the Additional Superannuation Contribution (ASC).
- Does this include the public-service pension?
- Only if you tick the option — public-service pension and ASC rates depend on your scheme, so that figure is approximate. The core estimate covers income tax, USC and PRSI.