Compare Two Salaries (Ireland)
Weighing two job offers or a pay rise? Enter both gross salaries to see the take-home of each after income tax, USC and PRSI — and exactly how much more you’d keep each month. 2026 and Budget 2027 rates.
Tax year
Salary A
€45,000
- Income tax + USC + PRSI
- −€7,990
- Take-home / year
- €37,010
- Per month
- €3,084
- Effective rate
- 17.8%
Salary B
€55,000
- Income tax + USC + PRSI
- −€12,714
- Take-home / year
- €42,287
- Per month
- €3,524
- Effective rate
- 23.1%
Salary B takes home €5,277/year more (€440/month) after income tax, USC and PRSI. A higher gross keeps a smaller share once more of it is taxed at 40%.
Estimate for a single PAYE employee at 2026 rates. For married/joint assessment, pensions and more, use the take-home pay calculator. Not tax advice.
Frequently asked questions
- How do I compare two salaries in Ireland?
- Enter both gross salaries and the calculator shows each one’s take-home after income tax, USC and PRSI, side by side, with the yearly and monthly difference. Because the higher salary has more income taxed at 40%, the gap in the hand is smaller than the gap in gross pay.
- Is a €10,000 pay rise worth €10,000 in my pocket?
- No. Once you are over the standard-rate cut-off (€44,000 single in 2026, €46,500 in 2027), each extra euro is taxed at 40% plus USC and PRSI, so a €10,000 raise is worth roughly €5,100–€5,200 in take-home. The calculator shows the exact net difference for your two figures.
- Does it work for Budget 2027?
- Yes — switch the tax year to Budget 2027 to compare both salaries at the rates that apply from 1 January 2027 (wider €46,500 band and higher tax credits).
See also the take-home pay calculator, net-to-gross and all calculators.